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Credit Card Fees

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Visa Credit Card Fees

Fee Type
Description
Fee
Fee TypeAnnual Fee
DescriptionAnnual fee to have a Visa Credit Card
FeeNone
Fee TypeBalance Transfer Fee
DescriptionA fee to transfer your balance from another credit card to your Visa Credit Card
FeeNone
Fee TypeCash Advance Fee
DescriptionA fee to withdraw cash from your Visa Credit Card
FeeNone
Fee TypeInternational Service Assessment
DescriptionA transaction fee to use your Visa Credit Card outside of the United States
Fee1% of transaction amount
Fee TypeLate Fee
DescriptionA fee if your payment is overdue for more than three days from your due date
FeeUp to $25
Fee TypeReturned Payment
DescriptionA fee charged if your credit card payment to ESL is not able to be paid due to insufficient funds
FeeUp to $25

Fees may change. 

 

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Rewards Visa Signature Credit Card Fees

Fee Type
Description
Fee
Fee TypeAnnual Fee
DescriptionAnnual fee to have a Rewards Visa Signature Credit Card
FeeNone
Fee TypeBalance Transfer Fee
DescriptionA fee to transfer your balance from another credit card to your Rewards Visa Signature Credit Card
FeeNone
Fee TypeCash Advance Fee
DescriptionA fee to withdraw cash from your Rewards Visa Signature Credit Card
FeeNone
Fee TypeInternational Service Assessment
DescriptionA transaction fee to use your Rewards Visa Signature Credit Card outside of the United States
Fee1% of transaction amount
Fee TypeLate Fee
DescriptionA fee if your payment is overdue for more than three days from your due date
FeeUp to $25
Fee TypeReturned Payment
DescriptionA fee charged if your credit card payment to ESL is not able to be paid due to insufficient funds
FeeUp to $25

 

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Visa Secured Credit Card Fees

Fee Type
Description
Fee
Fee TypeAnnual Fee
DescriptionAnnual fee to have a Visa Secured Credit Card
FeeNone
Fee TypeBalance Transfer Fee
DescriptionA fee to transfer your balance from another credit card to your Visa Secured Credit Card
FeeNone
Fee TypeCash Advance Fee
DescriptionA fee to withdraw cash from your Visa Secured Credit Card
FeeNone
Fee TypeInternational Service Assessment
DescriptionA transaction fee to use your Visa Secured Credit Card outside of the United States
Fee1% of transaction amount
Fee TypeLate Fee
DescriptionA fee if your payment is overdue for more than three days from your due date
FeeUp to $25
Fee TypeReturned Payment
DescriptionA fee charged if your credit card payment to ESL is not able to be paid due to insufficient funds
FeeUp to $25

Fees may change.