Pay My Loan

Our loan payment options makes it easy, affordable, and flexible for you to pay your ESL loans.

Unsure about which loan payment option to choose? This quick comparison below will help you decide which option is most convenient for you.

Questions? Connect with us so we can help.

Pay Using Your:
 
Service Fees
Payment Option
Payment Processing Duration
Payment Type
Single Payment or Scheduled Monthly Recurring Payments
Phone & Live Chat Payment
In Branch Payment
Payment by Mail

ESL Checking or Savings Account

Get Started
Service Fees

No Service Fees

Payment Option

Full Payment or Partial Payment* Accepted

*This payment option excludes Mortgage Payments

Payment Processing Duration

Payments are real-time & processed immediately.

Payment Type
Single Payment or Scheduled Monthly Recurring Payments

Single transfer or set up recurring transfers to make payments.

ESL Online/Mobile Banking
OR
Register for AutoSweep

Phone & Live Chat Payment

Connect with an ESL representative

In Branch Payment

Find your nearest branch location

Payment by Mail

Send payment to:
ESL Federal Credit Union
Payment Operations Support
P.O. Box 92827
Rochester, NY 14692-9938

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Non-ESL Checking or Savings Account

Get Started
Service Fees

No Service Fees

Payment Option

Full Payment Only

No Partial Payment Accepted

Payment Processing Duration

Payments effective the same business day if processed by 4 p.m.

Payment Type
Single Payment or Scheduled Monthly Recurring Payments

Single payment or set up recurring payments.

ESL Online/Mobile Banking
OR
Authorize Automatic Debit

Phone & Live Chat Payment

N/A

In Branch Payment

Find your nearest branch location

Payment by Mail

Send payment to:
ESL Federal Credit Union
Payment Operations Support
P.O. Box 92827
Rochester, NY 14692-9938

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Non-ESL Debit Card Online

Express Pay
Service Fees

$4.95 Convenience Fee

Payment Option

Full Payment* Only

No Partial Payment Accepted

*This payment option excludes Credit Card and Mortgage Payments

Payment Processing Duration

Payments effective the same business day if processed by 5 p.m.

Payment Type
Single Payment or Scheduled Monthly Recurring Payments

Single payment.

Express Pay

Phone & Live Chat Payment

N/A

In Branch Payment

N/A

Payment by Mail

N/A

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Non-ESL Debit Card via ESL Representative

Connect Now
(Contact Center/Live Chat)
Service Fees

$10.00 Convenience Fee

Payment Option

Full Payment Only

No Partial Payment Accepted

Payment Processing Duration

Payments effective the same business day if processed by 5 p.m.

Payment Type
Single Payment or Scheduled Monthly Recurring Payments

Single payment

Phone & Live Chat Payment

Connect with an ESL representative

In Branch Payment

N/A

Payment by Mail

N/A

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