Skip To Content

ESL Rewards Visa Signature® Credit Card

Because every purchase should be rewarding.

Earn points with every use! Now that’s Rewarding.

Apply online and know if you’re approved in minutes.

APPLY ONLINE

Special Offer for New Accounts

Earn 20,000 bonus rewards points when you spend $1,000 within the first 90 days.1 That’s a $200 statement credit — just for using your card!

Switch & Save

  • $0 balance transfer fees2 at any time
  • $0 annual fees2 every year
  • 0% Intro APR3 for 12 months on purchases and balance transfers
  • Ongoing rates from 15.50%-17.99% APR3 after the intro period

Plan a Rewarding Adventure

See how much you could earn in rewards points on your next adventure with the ESL Rewards Visa Signature Credit Card.

  Spend Amount Rewards Points Earned
Hotel $750 1,500
Air Fare $600 1,200
Dining at Restaurants $300 900
Bonus Points for spending $1,000 in first 90 days1   20,000
Total Rewards Points 23,600
Redeem rewards points for a $236 statement credit!
Other redemption options include:
Merchandise, gift cards, travel, and paying with your points when you use PayPal.

This example is for illustrative purposes only and actual numbers may vary, which may impact actual rewards.

Your Rewards, Your Way

Redeem your rewards points whenever you choose. Redeem your points for exciting merchandise, gift cards, travel, or cash back in the form of a statement credit. It’s your rewards, your way.

More to Love

  • Easily transfer credit card balances and manage your account with ESL Mobile and Online Banking
  • Shop confidently with secure transactions
  • Protection from fraudulent transactions with Visa’s Zero Liability Policy4
  • Every purchase and your average monthly outstanding balances qualify for our ESL Owners’ Dividend5 — which could potentially increase your payout

Apply for the ESL Rewards Visa Signature Credit Card today and experience the rewards for yourself.

Looking for an option that makes paying down debt easier? Learn more about our ESL Visa® Credit Card.

ESL Rewards Visa Signature Credit Card Rates and Terms

Rates accurate as of

1: New accounts receive 20,000 Bonus Rewards Points by making $1,000 in qualified purchases (less returns) within the first 90 days from account open date. Cash advances and balance transfers are not eligible.

2: Cash advance and foreign transaction fees may apply.

3: 0% Introductory APR available to new accounts only. Rates subject to credit evaluation. Annual Percentage Rate (APR) is variable and may increase. Introductory rate of 0.00% is fixed for 12 billing cycles from account open date. After that, Prime Rate + 8.00% up to Prime Rate + 14.24%, to determine the purchase and balance transfer rates. Maximum APR is 17.99%. As of [current prime rate date], the Prime Rate was [current prime rate].

4: Visa Zero Liability Policy does not apply to ATM transactions or to PIN transactions not processed by Visa.

5: Qualification for the Owners’ Dividend is subject to eligibility requirements. Payment of a dividend is not guaranteed.

VISA is a registered trademark of Visa International Service Association and used under license. ESL is an equal opportunity lender.