Money Maker Account

ESL Money Maker Accounts are a Great Way to Reach Your Savings Goals.

• Earn more with your money. With our tiered rate structure, you’ll earn a higher Annual Percentage Yield (APY) than with a regular savings account.
• Get peace of mind. Your money is insured (up to $250,000) by the National Credit Union Administration (NCUA).
• Save on fees. With a Money Maker Account, there are no monthly service fees or minimum balance fees … ever!
• Take advantage of our unique Owners’ Dividend.* The monthly average balance in your Money Maker Account is eligible for this great ESL extra.

Enjoy the Convenience of Saving with ESL.

• Make deposits when and how you want. Use our ATMs, mobile deposit, payroll deduction, or direct deposit. You can also make a deposit at any ESL branch.
• Make withdrawals at ESL ATMs and branches.
• Get access to your money whenever you want by using our ATMs, visiting the ESL branch near you, making a transfer between accounts online, or by simply writing a check.
• Check your account balance and transaction information quickly and easily with online banking and mobile banking.

Start Earning

• Open your Money Maker Account with $2,500 or more.
• Earn higher rates with bigger balances (see our tiered rate structure).
• Rates are variable and may change after you open your account.
• Dividends are paid monthly.

Manage Your Account

• Electronic withdrawals and transfers include:
  • Online and mobile banking transfers
  • TEL-E$L transfers
  • Automatic Clearing House (ACH) withdrawals
  • Transfers made over the phone or via chat banking with help from an ESL representative
  • Money Maker checks

You can order checks via online banking, chat banking, at an ESL branch, or by calling us. Learn more. (Fee varies by style.)

Learn about the most common fees that are incurred on ESL savings accounts. Click here for a complete listing of all ESL fees.

Your Daily Dividend, Health Savings Account, and Money Maker Accounts include free access to and use of online and mobile banking to check accounts, transfer money, or manage your personal information. This includes online and mobile Bill Pay and mobile deposit.