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The current base annual percentage yield for Premier Checking is 0.10% APY as of 10/06/09. Base APY is subject to change without notice. $25 or Free $50 restaurant certificate offer is available to members who open their first Free Checking or Premier Checking account only, with a minimum of $50. Selection of cash or restaurant certificate must be made at time of account opening. Limit one offer per account. Member will receive deposit of $25 into their new checking account by 12/01/09. Offer is available while supplies last. Restrictions to certificate offer may apply. ESL Federal Credit Union reserves the right to substitute gifts of similar or equal value. Offer expires 11/14/09. Member subject to all applicable taxes. ESL is a registered service mark of ESL Federal Credit Union. Membership subject to eligibility.