Internet Banking ^top

ESL Internet Banking is ready whenever you are -- any hour of the day or night. Simply log on, do your banking and get on with life.

Transfer funds or pay loans instantly. Even at 2 AM.

Forgot that your ESL credit card payment is due? Lost an account statement? Need money in your checking account...fast? Relax!

Just log on to ESL Internet Banking to:

Check the status of any or all of your ESL accounts
Instantly transfer funds between ESL accounts
Make your ESL credit card and loan payment
View your account statement
Request an ATM or credit card
Chat with an ESL Representative
Change your address
Track the performance of your stock portfolio
Export your account history to Quicken^® or Microsoft Money^® software to make managing your finances easier
Pay all your bills with ESL Bill Pay service

Best of all, you can log on anytime you like -- including weekends and holidays. And all of these transactions are free to you as an ESL member.

Sign up for ESL Internet Banking now. It's fast, easy and FREE.

Simply log into Internet Banking using your TEL-E$L PIN. If you do not know your TEL-E$L PIN, request a PIN reminder.

To get a quick demo of how easy it is to use our Internet Banking service and simple, step-by-step instructions for enrolling, see our Internet Banking Demo.

For more information view our Internet Banking Frequently Asked Questions and our IB Guide Book.

Quicken and Microsoft Money ^top

ESL Internet Banking allows you to export your transaction history to the newest versions of these popular Personal Financial Management (PFM) software packages. With just a few clicks, you can download your transaction history and use your PFM to rectify your account.

Quicken Download Procedure

While viewing account detail, scroll down to the Quick Export section
Select the date range you wish to download
Select the format you wish to use (Quicken 2005 and newer only allows for QFX downloads). Click the Export button.
If using the QFX format, the data automatically imports into Quicken. There are no further steps.
If using the QIF format, select "Save this file", and click "OK".
Open Quicken, click on "File", "Import", "QIF file".
"Browse" to the Desktop or folder where you saved the file.
Select the Quicken File to Import into. Click "OK".
Click "Accept All" if running Quicken 2002 or higher.

Microsoft Money Download Procedure

Inside Internet Banking, select "Export". Select account and date range
Select "Open Financial Exchange(OFX)" for Money 2000 and higher.
Select "Money (OFC)" for earlier versions, Money 98 or 99.
Click "Download Data" button. If Money is already running go to step 5. If PC is set up right a window will appear saying, "The Information has been received and will be imported the next time you run Money. Do you want to start Money now?". Click "Yes", and Money will launch, with a "Read Statement". You may go back to Internet Banking Export and download other account transactions.
For loans you will need to select "QIF 99 or Later", and download the file in Quicken format. This will save a file to your hard drive. Then, when you open Money, you click on "File" and "Import...", then browse to the saved file and click the "Import" button. Select the account to import into. Click "OK".
Go to Money, and click on the on the "Close" button of the "File Import Summary" window that already may be up.
The next window will be a list of your Money Online Statements accounts with an arrow next to each account that has had transactions downloaded. You may download multiple accounts before doing this step. Click on the account(s) with the arrow(s) next to them, one at a time. Read Statement will appear with list of transactions to be imported. You may click on the Payee link to modify any Money categories, or other information. Click "Done" to accept when complete.
Click "Done" on the Money Online Statements window.

Frequently Asked Questions ^top

What is ESL Internet Banking?

Our Internet Banking service allows you to do your banking from home, from work... from anywhere that you can connect to the Internet. Using the free Internet Banking Service, you can:

Perform account inquiries on your Shares, Certificates, and Loans
Perform transfers between ESL accounts
View statement history
Download statement history to Quicken and Microsoft Money
Track your stock portfolio with the Stock Quote feature
View statements online instead of getting them in the mail
Nickname your accounts to make them easier to identify
Sign up for the Bill Payment Service to set up recurring periodic payments, set up one time payments and view merchant payment history!

Do I have to be an ESL Member to use the ESL Internet Banking Service?

Yes, you must be a member of ESL Federal Credit Union in order to use the Internet Banking Service. (If you are eligible to become a member you may apply for membership online.)

Is it safe?

Absolutely! The ESL Internet Banking system uses the most current encryption methods available.

First Time Users - How do I access my accounts?

It's simple. All you need is your member number and a TEL-E$L/Internet Banking PIN number. If you do not have a PIN number, you may request one.

Once you have your PIN, go to ESL's home page enter your member number and TEL-E$L PIN on the left side. You will be prompted to change your PIN to a new Internet Banking password the first time you log in. Your new password will be case sensitive and allows you to choose alpha and numeric characters. Your password can be as few as 6 and a maximum of 16 characters. See our security page for more information on password security.

Customizing your Internet Banking Service

There are several features which are customizable in Internet Banking. All of them can be changed using the "Preferences" link on the top right corner of the Internet Banking screen. For example, you can:

Change your password
Change your Time out (a security measure that automatically log you out of Internet Banking if you are not using it)
Nickname your accounts to make them easier to recognize
Change your History Date Range (the amount of history you see when opening your accounts).
Sign up for Online Statements

Is there a specific browser that I must use?

ESL recommends the use of Firefox 1.0+ or Internet Explorer 6.0+. For more information and a complete list of supported browsers, see our Internet Banking Supported Browsers page.

Downloading information to Financial Software

Within the Account Access section there is an option to download your transactions into Quicken^® or Microsoft Money^®.

What is Personal Financial Management software?

A Personal Financial Manager (PFM) is software that is used to keep track of personal finances, such as Quicken and Microsoft Money. These products feature the ability to keep a check register, reconcile statements, track spending and a host of other features.

ESL Internet Banking is designed to work with Quicken 1999 and newer, and all versions of Microsoft Money that can import OFX downloads.

Is it still necessary to log into Internet Banking and do an export or can I do a direct download from inside Quicken?

In order to perform direct downloads, the financial institution must be a registered Quicken bank. ESL is not a Quicken bank, so you must first log into Internet Banking and export the transactions into Quicken. You cannot do a direct export from inside Quicken.

More Internet Banking Help

For more help while in Internet Banking, click on the HELP link on the top right corner of the page. The help text will pertain to the specific section you were in at the time you clicked on the help link. You may also click on ESL Online Chat for assistance from an ESL Representative.